CMS Announces 2025 Agent Commission Rates

The 2025 Fair Market Value reflects a one time $100 increase that was decided upon in the 2025 CMS Final Rule.

This is meant to cover administrative expenses incurred by agents/brokers. In exchange Carriers can't pay separate administrative fees/bonuses, etc. to agents/brokers. So, the $100 is meant to make up for the financial burden now placed on agents in exchange for eliminating marketing co-op, training expense reimbursement (like AHIP), appointment fees, HRA commissions and more.

Click the link below for the official CMS memo:

Memo_Agent Broker Compensation and Training and Testing Requirements CY2025.pdf